After careful consideration we finally elected to purchase a Leopard 46. This is a 2011 model that is factory ready for delivery with most of the options and upgrades we were considering anyway. The discount offered was too good to pass up and along with placing the yacht in charter, the costs now become affordable.
The plan right now is to keep the yacht in charter for about 3 years while we improve our catamaran sailing skills. Each year we will spend more time sailing and eventually move onto the boat. The goal is to eventually start sailing and spend less time working.